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Latest news: Mortgages

Full steam ahead for cash rate cut as inflation settles

Full steam ahead for cash rate cut as inflation settles

Mortgage-holders are poised to bank an interest rate cut within weeks despite the latest inflation reading coming in slightly higher than expected.

Bank boss alert, not alarmed over Trump tariff fallout

Bank boss alert, not alarmed over Trump tariff fallout

Bank boss alert, not alarmed over Trump tariff fallout

Bank boss alert, not alarmed over Trump tariff fallout

As rate-cut bets see-saw, the Reserve Bank governor says Australia is well placed for overseas shocks in her first speech since Donald Trump's tariff thump.

Treasurer joins chorus in hosing down rate cut hopes

Treasurer joins chorus in hosing down rate cut hopes

Treasurer joins chorus in hosing down rate cut hopes

Treasurer joins chorus in hosing down rate cut hopes

"Almost nobody" is expecting an interest cut, the treasurer says as the Reserve Bank's new rate-setting board meets with an election campaign in full swing.

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Sliding inflation builds hopes of interest rate cut

Sliding inflation builds hopes of interest rate cut

Another interest rate cut is firmly on the table with analysts expecting the Reserve Bank to seriously consider the move on the back of fresh inflation data.

Super housing scheme could shave years off home wait

Super housing scheme could shave years off home wait

Australians raiding their super balances for housing could boost home ownership but may result in a jump in prices, economists say.

'Short window' as property prices rebound on rate cut

'Short window' as property prices rebound on rate cut

Two capital cities are leading the housing market higher as buyers look to get ahead of a wave of demand as interest rates finally fall.

PM denies rate cut will impact election timing

PM denies rate cut will impact election timing

Anthony Albanese remains coy on when Australians will head to the polls, after the Reserve Bank delivered cost-of-living relief for mortgage holders.

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Dutton prays for rate cut as RBA enters conclave

Dutton prays for rate cut as RBA enters conclave

Dutton prays for rate cut as RBA enters conclave

Dutton prays for rate cut as RBA enters conclave

Economists say a major reduction in mortgage rates this year is unlikely, even though the Reserve Bank board is widely tipped to deliver a cut on Tuesday.

'No-brainer' home ownership boost for HECS debt Aussies

'No-brainer' home ownership boost for HECS debt Aussies

'No-brainer' home ownership boost for HECS debt Aussies

'No-brainer' home ownership boost for HECS debt Aussies

Australians saddled with student debt who want to enter the housing market will be given a helping hand, under changes to lending requirements.

Big bank clips rates as RBA mulls next move

Big bank clips rates as RBA mulls next move

Big bank clips rates as RBA mulls next move

Big bank clips rates as RBA mulls next move

Strong retail spending figures are not expected to deter the Reserve Bank from cutting rates at its next meeting as one big bank lowers fixed-rate loans.

Experts put money on early rate cut as spending slides

Experts put money on early rate cut as spending slides

Experts put money on early rate cut as spending slides

Experts put money on early rate cut as spending slides

A decline in spending on household goods has bolstered hopes of an RBA rate cut, which would help boost dour consumer sentiment.

Bank of mum and dad could run dry for retirement

Bank of mum and dad could run dry for retirement

Bank of mum and dad could run dry for retirement

Bank of mum and dad could run dry for retirement

Affordability constraints have many turning to the bank of mum and dad but parents have been urged to consider their finances carefully before lending.

The women who could soon influence your mortgage

The women who could soon influence your mortgage

The women who could soon influence your mortgage

The women who could soon influence your mortgage

Two new faces will serve on the Reserve Bank of Australia's rate-setting board, with the government defying calls from the coalition for continuity.

Rates stay on hold and hope for February cut revived

Rates stay on hold and hope for February cut revived

Rates stay on hold and hope for February cut revived

Rates stay on hold and hope for February cut revived

Long-awaited mortgage relief looks closer as the central bank takes another interest rate hike off the table and lays the groundwork for future cuts.

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Worst housing affordability in almost three decades

Homeowners and renters face some of the most challenging conditions in years, with both groups spending a growing proportion of income on a place to live.

Banks at odds over easing lending restrictions

Easing lending requirements so more first homebuyers can get a mortgage has received mixed reviews, with warnings more borrowers would face crippling debt.

Financial regulations are 'punishing' first homebuyers

Overbearing financial requirements placed are worsening housing equity by making it harder for first homebuyers to access mortgages and benefiting investors.

Gloomy growth, interest rates sore points for Treasurer

The economy is stuck in the slow lane and Treasurer Jim Chalmers says that's by design, with higher interest rates necessary to tame inflation.

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Economy 'nowhere near recessionary' despite predictions

Australia's economic forecasts might not be as positive as hoped but there are still signs of strength in the economy, an expert says.

'Painful squeeze': inflation spike renews heat on rates

Surprisingly strong inflation has resurrected the possibility of another interest rate hike in an unsettling development for squeezed borrowers.

Mortgage arrears hit three-year high amid uncertainty

The number of Australians behind on their mortgage has reached a three-year high with many making repayments by dipping into savings and working more.

Households keep falling behind as rate increases bite

Most borrowers are adapting to tough financial conditions but the number of people in hardship or struggling to meet repayments is growing.

'Abandoning customers': lenders fail battling borrowers

Mortgage stress in Australia is at its highest level since the global financial crisis but many borrowers are finding it too hard to get help from their bank.

Rate hike cycle claims $25,000 toll, say researchers

The average home loan borrower who hasn't refinanced has paid more than $25,000 extra since the start of the interest rate hiking cycle, research shows.

RBA gift wraps end-of-year rate relief for borrowers

Borrowers have been spared more cash rate pain at the final Reserve Bank of Australia policy meeting of the year.

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