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Latest news: Mortgages

Housing bubble warning as deposit scheme fast-tracked

Housing bubble warning as deposit scheme fast-tracked

House prices could surge and mortgage defaults rise when a government scheme to help first home buyers begins ahead of schedule, experts warn.

Rates cut but borrowers told not to bank on more relief

Rates cut but borrowers told not to bank on more relief

Rates cut but borrowers told not to bank on more relief

Rates cut but borrowers told not to bank on more relief

The cash rate has been cut to its lowest level in more than two years, as the Reserve Bank resisted the temptation to wrong-foot analysts twice in two months.

Hopes RBA won't repeat shock rates hold as board meets

Hopes RBA won't repeat shock rates hold as board meets

Hopes RBA won't repeat shock rates hold as board meets

Hopes RBA won't repeat shock rates hold as board meets

The "Trumpification" of the US Federal Reserve provides an unsettling backdrop to the Reserve Bank's August meeting, where it is expected to cut interest rates.

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The 'critical' data that could greenlight next rate cut

The 'critical' data that could greenlight next rate cut

Economists await key quarterly data that could put the odds firmly in favour of an August interest rate cut, as the Reserve Bank sheds light on its shock hold.

The debt burden stalking Aussies in retirement

The debt burden stalking Aussies in retirement

More Australians are retiring with hefty mortgages as spiralling home prices delay their entry into the housing market and the trend shows no sign of easing.

Rates hold call cuts deep but bank governor offers hope

Rates hold call cuts deep but bank governor offers hope

The central bank has defied expectations of an interest rate cut as it keeps its sights on inflation and jobs figures, but relief might not be far away.

'Get on with it': next move key with rate cut baked in

'Get on with it': next move key with rate cut baked in

With markets all but assured the Reserve Bank board will cut interest rates at its upcoming meeting, the bigger question for traders is what they say next.

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Homebuyers stand to win as big bank ups rate-cut bet

Homebuyers stand to win as big bank ups rate-cut bet

Homebuyers stand to win as big bank ups rate-cut bet

Homebuyers stand to win as big bank ups rate-cut bet

Westpac's chief economist has added two more rate cuts to her forecast for 2026 with lower immigration expected to drive down rents and inflation.

RAMS franchisees hit back over Westpac 'blame shifting'

RAMS franchisees hit back over Westpac 'blame shifting'

RAMS franchisees hit back over Westpac 'blame shifting'

RAMS franchisees hit back over Westpac 'blame shifting'

Franchisees in a Westpac subsidiary accused of misconduct have challenged the findings and the bank's resulting termination of agreements.

Economy stalls as private sector fails to pick up slack

Economy stalls as private sector fails to pick up slack

Economy stalls as private sector fails to pick up slack

Economy stalls as private sector fails to pick up slack

More rate cuts might be needed to boost Australia's fragile economy with soft household consumption figures contributing to stalled growth.

Regional house price growth outstrips capital cities

Regional house price growth outstrips capital cities

Regional house price growth outstrips capital cities

Regional house price growth outstrips capital cities

Two regional centres either side of a state capital recorded the highest dwelling value increases so far in 2025, as capital cities reverse a decline.

Search for signs of Trump trade slowdown as RBA meets

Search for signs of Trump trade slowdown as RBA meets

Search for signs of Trump trade slowdown as RBA meets

Search for signs of Trump trade slowdown as RBA meets

Uncertainty, both known and unknown, surrounding Donald Trump's tariffs and their economic impact could spur the Reserve Bank to cut interest rates on Tuesday.

Mortgage relief could be limited as jobs market expands

Mortgage relief could be limited as jobs market expands

Mortgage relief could be limited as jobs market expands

Mortgage relief could be limited as jobs market expands

An unexpected jump in employment has led the money market to pare back its hopes for further mortgage relief after a widely expected rate cut next week.

Money still on rate cut despite surprise spike in wages

Money still on rate cut despite surprise spike in wages

Money still on rate cut despite surprise spike in wages

Money still on rate cut despite surprise spike in wages

Workers have enjoyed their sixth consecutive quarter of pay packet growth as all eyes turn to the Reserve Bank's upcoming decision on interest rates.

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Full steam ahead for cash rate cut as inflation settles

Mortgage-holders are poised to bank an interest rate cut within weeks despite the latest inflation reading coming in slightly higher than expected.

Bank boss alert, not alarmed over Trump tariff fallout

As rate-cut bets see-saw, the Reserve Bank governor says Australia is well placed for overseas shocks in her first speech since Donald Trump's tariff thump.

Treasurer joins chorus in hosing down rate cut hopes

"Almost nobody" is expecting an interest cut, the treasurer says as the Reserve Bank's new rate-setting board meets with an election campaign in full swing.

Sliding inflation builds hopes of interest rate cut

Another interest rate cut is firmly on the table with analysts expecting the Reserve Bank to seriously consider the move on the back of fresh inflation data.

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Super housing scheme could shave years off home wait

Australians raiding their super balances for housing could boost home ownership but may result in a jump in prices, economists say.

'Short window' as property prices rebound on rate cut

Two capital cities are leading the housing market higher as buyers look to get ahead of a wave of demand as interest rates finally fall.

PM denies rate cut will impact election timing

Anthony Albanese remains coy on when Australians will head to the polls, after the Reserve Bank delivered cost-of-living relief for mortgage holders.

Dutton prays for rate cut as RBA enters conclave

Economists say a major reduction in mortgage rates this year is unlikely, even though the Reserve Bank board is widely tipped to deliver a cut on Tuesday.

'No-brainer' home ownership boost for HECS debt Aussies

Australians saddled with student debt who want to enter the housing market will be given a helping hand, under changes to lending requirements.

Big bank clips rates as RBA mulls next move

Strong retail spending figures are not expected to deter the Reserve Bank from cutting rates at its next meeting as one big bank lowers fixed-rate loans.

Experts put money on early rate cut as spending slides

A decline in spending on household goods has bolstered hopes of an RBA rate cut, which would help boost dour consumer sentiment.

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