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Latest news: Mortgages

Splurging shoppers push economy over speed limit

Splurging shoppers push economy over speed limit

The sharpest rise in household spending in 21 months suggests the economy is continuing to grow in strength, heightening Reserve Bank fears about inflation.

Australian economy builds as investment roars back

Australian economy builds as investment roars back

Australian economy builds as investment roars back

Australian economy builds as investment roars back

Australia's economic growth rate came in below market expectations, but a strong domestic pulse shows the economy is in good shape.

Risky home loans capped amid 'runaway' investor growth

Risky home loans capped amid 'runaway' investor growth

Risky home loans capped amid 'runaway' investor growth

Risky home loans capped amid 'runaway' investor growth

A pick-up in riskier forms of home lending has prompted a regulator to set limits on high debt-to-income loans, but it is not expected to impact house prices.

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Loan defaults bad for business as NAB profit takes hit

Loan defaults bad for business as NAB profit takes hit

Business lending is growing for NAB but so is the level of bad debt from that customer segment, pumping the brakes on profits at the big four bank.

Sticky inflation cruels chances of interest rate relief

Sticky inflation cruels chances of interest rate relief

Borrowers face the possibility of interest rates going up rather than down again after the Reserve Bank held steady following a spike in inflation.

Pre-Christmas rate relief dashed after inflation spike

Pre-Christmas rate relief dashed after inflation spike

All four major banks predict mortgage holders will have to wait until 2026 for rate relief after a larger-than expected inflation rise.

Jobs figures 'settling back' into pre-COVID levels

Jobs figures 'settling back' into pre-COVID levels

A shock increase in unemployment rates has been put down to the jobs market coming back to regular rates after pandemic-induced fluctuations.

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Rates cut back in the works as jobless figure spikes

Rates cut back in the works as jobless figure spikes

Rates cut back in the works as jobless figure spikes

Rates cut back in the works as jobless figure spikes

An interest rate cut is back in the running on Melbourne Cup day as surprising unemployment figures offer borrowers hope of a home-loan victory.

Blow for borrowers as Reserve Bank curbs rate-cut hopes

Blow for borrowers as Reserve Bank curbs rate-cut hopes

Blow for borrowers as Reserve Bank curbs rate-cut hopes

Blow for borrowers as Reserve Bank curbs rate-cut hopes

Crucial economic data in coming weeks could determine when mortgage holders can expect more interest rate relief, the Reserve Bank board says.

Renters surprise winners from cheaper mortgage deposits

Renters surprise winners from cheaper mortgage deposits

Renters surprise winners from cheaper mortgage deposits

Renters surprise winners from cheaper mortgage deposits

Despite predictions a five per cent deposit scheme will drive up house prices, analysts say the government policy could be good news for the nation's renters.

Cup Day rate cut in doubt as RBA nears final straight

Cup Day rate cut in doubt as RBA nears final straight

Cup Day rate cut in doubt as RBA nears final straight

Cup Day rate cut in doubt as RBA nears final straight

The odds are lengthening on an interest rate cut on Melbourne Cup Day, as the Reserve Bank adopts a hawkish tone and inflation steps up the pace.

Rates on hold amid Reserve Bank inflation worries

Rates on hold amid Reserve Bank inflation worries

Rates on hold amid Reserve Bank inflation worries

Rates on hold amid Reserve Bank inflation worries

Borrowers have been denied surprise mortgage relief by the Reserve Bank, which left rates on hold after hotter-than-expected inflation figures.

Budget bottom line in better shape before rates call

Budget bottom line in better shape before rates call

Budget bottom line in better shape before rates call

Budget bottom line in better shape before rates call

Strong jobs and wages numbers have more than halved the budget deficit projected last financial year as the Reserve Bank meets to decide if rates should be cut.

Housing bubble warning as deposit scheme fast-tracked

Housing bubble warning as deposit scheme fast-tracked

Housing bubble warning as deposit scheme fast-tracked

Housing bubble warning as deposit scheme fast-tracked

House prices could surge and mortgage defaults rise when a government scheme to help first home buyers begins ahead of schedule, experts warn.

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Rates cut but borrowers told not to bank on more relief

The cash rate has been cut to its lowest level in more than two years, as the Reserve Bank resisted the temptation to wrong-foot analysts twice in two months.

Hopes RBA won't repeat shock rates hold as board meets

The "Trumpification" of the US Federal Reserve provides an unsettling backdrop to the Reserve Bank's August meeting, where it is expected to cut interest rates.

The 'critical' data that could greenlight next rate cut

Economists await key quarterly data that could put the odds firmly in favour of an August interest rate cut, as the Reserve Bank sheds light on its shock hold.

The debt burden stalking Aussies in retirement

More Australians are retiring with hefty mortgages as spiralling home prices delay their entry into the housing market and the trend shows no sign of easing.

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Rates hold call cuts deep but bank governor offers hope

The central bank has defied expectations of an interest rate cut as it keeps its sights on inflation and jobs figures, but relief might not be far away.

'Get on with it': next move key with rate cut baked in

With markets all but assured the Reserve Bank board will cut interest rates at its upcoming meeting, the bigger question for traders is what they say next.

Homebuyers stand to win as big bank ups rate-cut bet

Westpac's chief economist has added two more rate cuts to her forecast for 2026 with lower immigration expected to drive down rents and inflation.

RAMS franchisees hit back over Westpac 'blame shifting'

Franchisees in a Westpac subsidiary accused of misconduct have challenged the findings and the bank's resulting termination of agreements.

Economy stalls as private sector fails to pick up slack

More rate cuts might be needed to boost Australia's fragile economy with soft household consumption figures contributing to stalled growth.

Regional house price growth outstrips capital cities

Two regional centres either side of a state capital recorded the highest dwelling value increases so far in 2025, as capital cities reverse a decline.

Search for signs of Trump trade slowdown as RBA meets

Uncertainty, both known and unknown, surrounding Donald Trump's tariffs and their economic impact could spur the Reserve Bank to cut interest rates on Tuesday.

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